Maulida M, Damayanti, Wardianto KB. PENGARUH SIKAP KEUANGAN, FINANCIAL TECHNOLOGY, DAN E- COMMERCE TERHADAP KINERJA UMKM. JKB [Internet]. 2025 Dec. 28 [cited 2026 Jun. 9];3(4):462-76. Available from: https://jkb.fisip.unila.ac.id/index.php/jkb/article/view/406